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Golden Rules - Prevention is better than cure, so can we avoid getting into debt?

Have you ever wondered why the rich get richer, whilst the poor tend to get poorer as time goes by? The soaring use of credit cards qualifies the past decade and is the result of the increasing availability of short term credit facilities such as overdrafts or credit cards. Living beyond one...

Five Ways to Avoid Debt Traps

If you’ve watched television in the past year, you’ll have seen advertisements of the type that used to rule American channels. Some of them show people running over hillsides like they’ve found the pot of gold at the end of the rainbow. Some are bright, loud, and have actors...

Financial Health and Christmas

It’s so easy to be mesmerised by the bright lights of Christmas, to go through the long list of gifts we must buy for everyone, get that very important frock with the absolutely necessary shoes and matching handbag, along with the vital accessories – and that’s not counting...

Crossing Over Baggage Free

Oh yes, it’s that time of the year again, when we all get so preoccupied with all the preparations for Christmas and New Year’s Eve that time gets consumed in a flash. Well, some of us still manage to find a slot in our overcrowded schedule to look back and appraise the year which...

While you are planning achievements for the next year, it makes a lot of sense to decide which habits and goals you have finished with. Moving on requires looking at what you have achieved, and whether or not you’re happy with it.

Reflection Helps You Feel Secure

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On Reflection: Who Are You Looking At?

“Mirror, mirror on the wall, who is the fairest of them all?” Not since Narcissus drowned in his own reflection has a fable - or rather its most famous question – expressed the dangerous contradiction inherent in how we see ourselves. While a healthy mirror image is an...

Looking at Depression in a New Light - Part 2

If it has been said that the human mind is our most valuable resource, it is also true that its plasticity is a double-edged sword. On the scale of that mental (or non-physical) evolution that feted health guru Deepak Chopra identified lies both mental health and mental illness.

Looking at Depression in a New Light - Part 1

Only one word summed up David Walliams’ swim across the Thames: awe-inspiring. Surviving hypothermia, a debilitating bout of what he called ‘Thames tummy’ and long stretches in the water with loneliness as his only companion, completing the 140 mile odyssey cemented his...

Fear - The Invisible Foe

The emotion or condition of being afraid; feeling that danger or evil is near; dread (The World Book Dictionary) = Fear.

If you are human, you’ve felt it countless times. It might have haunted you to the point of stealing your sleep, your appetite, your peace and claiming your...

People fear psychological and emotional problems much more than they do physical ones. We accept that ‘whatever can go wrong, will go wrong’ with our bodies because of their complexity and because we...

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Reflection Helps You Feel Secure

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